Good morning future millionaires!
If you live in America, have a college degree, and have not been crushed
by debt or a criminal record yet, then you are the prime slice of
society who will make up the ranks of future millionaires.
Has anyone called you a millionaire before? No? Why not? You are the
perfect specimen of the future millionaire, but no one has told you that
yet. No one has hinted that you are on a track to become rich. Instead,
everyone you have dealt with has told you that you are headed for a good
job, a lot of work, the risk of the real world, and the pressures of
supporting yourself and your family.
That sounds terrible! All work, no fun, no big dream. And no plan for
But, that is not a surprise. You have primarily been surrounded by three
kinds of people:
Your Family, Your Friends, and Your Teachers.
Your Family is focused on making you a good person with a stable life.
They just want to make sure you don’t totally screw up. If you
graduate from college and get a job, they have done their job. As long
as you don’t end up in jail, on drugs, or dropping out, that is
generally all they care about.
Your Friends are in the same boat that you are in. They don’t know
what lies ahead any more than you do. They don’t know much about how
the world works either. So they are not telling you how you can become
wealthy and successful—because they don’t know either.
Your Teachers and Professors are great people, but they intentionally
avoided going out into the business world, or what they call “the real
world”. Turning a job into a career and a paycheck into a million
dollars is totally foreign to them. They can’t tell you how to do it.
So who is going to point the way? Where are you going to learn the
habits that make the average employee into a millionaire?
America is the greatest place in the world to become a millionaire.
There are currently 9 million millionaires in the world. 3 million of
them are in the United States. America has less than 5% of the world’s
population, but we have 33% of the world’s millionaires. The idea of
becoming a millionaire employee is more real in the U.S. that anyplace
else in the world. You have
already started down the path to personal wealth and becoming a
millionaire employee, just by being born and raised in this country.
Most books and seminars will tell you that you must start your own
business to become rich. That is not true. There are more millionaires
in America who got there as employees than from any other source. We are
going to explain how they did that. We are going to show you how you can
do it too. You are going to build your own plan to become your own
Millionaire Employee. You are going to know how to do it, how long it
will take, and what dangers lie ahead of you.
Financial independence—the right way to earn, spend, save, and invest
money are not taught at home. Money is a big secret in most people’s
homes. It is not taught in college. College focuses on history,
mathematics, physics, education, and psychology. Even the business
schools do not teach you how to manage your own money. They teach you to
manage a business, or at best to manage a business’ money. They teach
you to make a company rich. They do not teach you anything about
becoming personally rich. I know—I earned an MBA and a Doctorate from
a very good business school.
Because this information is not taught to everyone, most people make the
same two big mistakes. First, they mismanage all the money they have and
end up over their heads in debt. Second, they fall for clearly
fraudulent get-rich-quick schemes simply because they have not been
taught any better. In this small book you are going to learn not to fall
into either of these two traps. You are going to learn a better way. I
am going to show you a clear plan that you can implement.
Excerpted from "Becoming the Millionaire Employee" by Roger Dean Smith. Copyright © 2009 by Roger Dean Smith. Excerpted by permission. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher. Excerpts are provided solely for the personal use of visitors to this web site.